If a judgment has been entered against you, it is possible that the creditor will attempt to collect the debt by obtaining a writ of garnishment or attempting a levy.

A writ of garnishment entitles the creditor to obtain money out of your paycheck or bank account. These regular withdrawals eventually pay off the debt. Florida citizens have defenses available against a writ of garnishment. It is important to raise theses defenses quickly and properly to protect your legal rights. Contact us to discuss your rights if a creditor is attempting to seize your wages or bank account.

A levy entitles a creditor to seize your property, like your car, and to seel that property at auction and apply the proceeds to your debt. Florida citizens have personal property exemptions that can be applied to protect your property from seizure, but the rights must be asserted aggressively. Contact us to discuss your rights if a creditor is attempting to seize your property.

Remember that the creditor will pull out all the stops to collect their money, including filing garnishments and levies they know are invalid because they know that very few people assert their rights under the law. Our office can help you properly assert those rights.

Consumer attorneys Patrick Vincent and Scott Cedola defend the rights of consumers throughout Florida. Their main office is located in Tampa. They currently accept cases in Hillsborough, Pasco, Pinellas, Polk, Brevard, Volusia, Seminole, Palm Beach, Broward, Miami-Dade, Lee, Sarasota and Manatee County.